For Sale by Credit Union

Vehicles For Sale by Credit Union

Solidarity is currently taking bids on the following vehicles listed below. Vehicles can be seen in person at 201 Southway Blvd E in the back row of the parking lot to the south of the building.

If you are interested in bidding on a vehicle, please submit your bid in person and in a sealed envelope at Solidarity’s Main Office location, 201 Southway Blvd. E., Kokomo. Ask for Anita, Jane or Mickey in the collections department.

All vehicles sold “AS IS” and we reserve the right to reject bids.

2020 Toyota Tacoma

VIN: 3TMCZ5AN3LM361038

Mileage:  35,281

Loan Value:  $29,800

Retail Value:  $36,825

Accepting bids until noon Friday, August 15, 2028

2019 Chevrolet Equinox

VIN:  2GNAXKEV1K6230986

Mileage:  49,704

Loan Value:  $14,025

Retail Value:  $19,525

Accepting bids until noon Friday, August 22, 2025.

Why Purchase Through a Credit Union?

Purchasing a vehicle through a credit union like Solidarity gives you an edge. Our vehicles typically sell below market value, offering members the chance to find reliable transportation at a great price. Each listing is backed by our local team so you can shop with confidence and clarity. Working with Solidarity means working with people who put your interests first—not chasing a sales quota. Our goal is to help you find a reliable vehicle at a fair price, with no pressure and no gimmicks. Each sale is handled by our local team who knows you, values your membership, and is committed to guiding you through every step with honesty and transparency.

How the Bidding Process Works

At Solidarity, our vehicle sales are handled through a simple and transparent bidding process—designed to give all bidders a fair shot without the pressure of a sales pitch. Here’s how it works:

  1. Check Listings – When vehicles become available, they’re listed right here on this page with photos.
  2. Submit a Bid – Interested? Come into the main office, fill out a bid form, and deliver to our collections team in a sealed envelope.
  3. Wait for Review – Once bidding closes, our team reviews all submissions. The highest reasonable bid will be selected—pricing is never inflated, and every offer is considered seriously.
  4. Get Notified – If your bid is selected, we’ll contact you directly to confirm next steps.
  5. Finalize the Sale – We’ll walk you through payment, paperwork, and any available financing. Once complete, you’ll receive the title and keys—no dealership, no hassle.

Tip: If you see an item listed and you’re interested, don’t wait to place your bid! The bidding window is outlined with the product listing(s).

All Vehicles Sold As-Is

All vehicles sold through Solidarity are offered “as-is,” which means they are sold in their current condition without warranties or guarantees. We provide photos and mileage so you can make an informed decision. While these vehicles are often well-maintained, we recommend inspecting the vehicle before placing a bid.

Tips & Tricks:

  1. Inspecting Vehicles – Before placing a bid, take time to thoroughly inspect the vehicle. Check the tires, fluids, and battery condition, and look for signs of wear or damage inside and out. Remember, vehicles are sold as-is—so it’s best to assess what you’re buying before you commit.
  2. Submitting Bids – Submit your strongest offer upfront—there’s no negotiation after bids close. Research similar vehicles online to understand fair market value, and consider the condition, mileage, and any repairs needed.

Need Financing? We’ve Got You Covered!

If you’re in Kokomo or anywhere in Howard County, Solidarity Community Federal Credit Union offers a smarter way to finance your next vehicle. Whether you’re buying new, used, or looking to refinance, our auto loans come with competitive rates, flexible terms up to 84 months, and fast, local approval. Unlike big banks, we prioritize personalized service—so you’re never just a number. Count on our team to make the loan process clear, affordable, and tailored to fit your budget.

Learn More About Our Auto Loans!

FAQ:

Do I need to be a Solidarity member to purchase a vehicle?
No, anyone can bid on vehicles. You do not need to be a member.
Are vehicles available to test drive?
Vehicles can be driven around our parking lot; however, they cannot be driven on the road.
How do I submit a bid?
Come into the main office, fill out a bid form, and deliver to our collections team in a sealed envelope.
Can I finance the vehicle through Solidarity?
Absolutely. We offer low-rate auto loans for qualified members. Ask us about financing options when placing your bid.
Are vehicles sold with any warranties?
No. All vehicles are sold as-is, meaning they come with no warranty or guarantee from Solidarity.
How will I know if my bid was accepted?
We will contact the winning bidder only. No other bidders will be contacted.
How soon do I need to complete the purchase if I win?
Purchases must be finalized within a few business days. This includes payment, paperwork, and title transfer.
Can I negotiate after submitting my bid?
No. Bids are considered final, and we select the most reasonable high offer without post-bid negotiation.
Where can I see current vehicle listings?
All available vehicles are posted on this page. Inventory changes frequently—check back often.
What types of vehicles are usually listed?
We list all repossessed vehicles, motorcycles, and campers.
How will sales tax be handled?
The winning bidder is required to pay sales tax on the purchase price of the vehicle, motorcycle, or camper at the BMV.
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