[crust_text zero_bottom=”true” wrap_margin_desktop=”0 0 0px 0″ wrap_padding_desktop=”0px 0px 10px 0px”]Here’s how it works:[/crust_text][crust_list title_tag=”p” items=”%5B%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Interest%20Rate%20is%20fixed%20for%20the%20first%20five%20years.%20%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Rate%20may%20adjust%20up%20or%20down%20depending%20on%20market%20conditions%20every%20year%20thereafter%20%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Rate%20adjustments%20are%20capped%20at%202%25%20annually%20%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Rate%20adjustments%20are%20capped%206%25%20above%20the%20initial%20rate%20over%20the%20life%20of%20the%20loan%20%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22No%20prepayment%20penalties%20%22%7D%5D” media_color=”#bf1e29″][crust_text zero_bottom=”true” wrap_margin_desktop=”0 0 0px 0″ wrap_padding_desktop=”0px 0px 10px 0px”]The ARM may work for you if you answer yes to any of these questions.
Do you want the lowest mortgage rate available?
Do you plan to move or refinance in the next 5 years?
Do you want to (significantly) reduce your monthly mortgage payment?

^{Some restrictions may apply.}[/crust_text]

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