Compare Our Accounts: Checking, Debit Cards….
Find a Branch/ATM
Find a location nearest to you for seamless access to
your financial needs.
your financial needs.
Join Solidarity
Become a valued member of our community to unlock a world of benefits and personalized service.
Contact Us
Reach out to our team for any questions or assistance—your financial needs are our top priority.
SOLFCU Checking Accounts
| Checking Account Comparison | Advantage Checking | Classic Checking | IUK Cougars Checking | College Account | Kokomo EDGE Checking | 55 Plus Checking |
|---|---|---|---|---|---|---|
| Unlimited Check Writing | ||||||
| Per Item Fee | .25 over 15 monthly | .25 over 15 monthly | .25 over 15 monthly | |||
| Minimum Balance to Avoid a Monthly Fee | $0 | $1,000 | $0 | $0 | $0 | $0 |
| Monthly Fee | $0 | $6 | $0 | $0 | $0 | $0 |
| Interest Paid | ||||||
| Free Checks | First Box | Discount on Cougar Checks | Discount on Checks | First Set of 9 | One Box per Year | |
| Free Online Banking and Bill Payer | ||||||
| Free Mobile Banking | ||||||
| Free Debit Card | Cougar Debit Card | Solidarity Debit Card | Kokomo Edge Teen Zone | |||
| Free Transactions at Solidarity ATMs | ||||||
| Free Mailed Statement | ||||||
| e-Statements | Free | Free | Free | Free | Free | Free |
| Free Check Images | ||||||
| Free Email Alerts | ||||||
| ACH Deposit | Required | |||||
| Overdraft Protection* | ||||||
| Courtesy Pay | Ask for details | Ask for details | ||||
| Minimum Opening Deposit | $25 | $25 | $25 | $25 | $25 | $25 |
* Overdrafts are paid at Solidarity’s discretion. Overdraft fees apply.
Overdraft Protection
Overdraft Protection eliminates check overdrafts and NSF fees, protects your credit and provides emergency credit for immediate funds.
Options include:
- Maintain balances in your saving account and funds will be transferred to cover checks.
- Set-up a Personal Line of Credit for automatic transfers to cover checks or debits from your checking account with an insufficient balance.
