[crust_list title_tag=”p” items=”%5B%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Origination%20fee%20of%20%24750%20WAIVED!%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Down%20payment%20and%20closing%20cost%20assistance%20up%20to%20%2410%2C000%20for%202023%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22As%20little%20as%20%241%2C000%20out-of-pocket%20expenses%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Home%20Buyer%20Education.%20%3Ca%20href%3D%5C%22https%3A%2F%2Fwww.fanniemae.com%2Feducation%3F_ga%3D2.244488901.1997226012.1670348862-1745457753.1658237815%5C%22%20target%3D%5C%22_blank%5C%22%3EClick%20here%20to%20take%20the%20course%20now%3C%2Fa%3E.%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22Fannie%20Mae%20HomeReady%20loan%20program%20is%20available%20to%20assist%20borrowers%20with%20low%20to%20moderate%20income%20buy%20or%20refinance%20a%20home%20by%20reducing%20the%20standard%20down%20payment%20and%20mortgage%20insurance%20requirements.%22%7D%5D” media_color=”#bf1e29″][crust_btn color=”#ffffff” bg_color=”#bf1e29″ display=”inline” link=”url:https%3A%2F%2Fsolidaritymortgageteam.zipforhome.com%2F|target:_blank” wrap_margin_desktop=”0 30px 20px 0″]Apply Now![/crust_btn][crust_btn color=”#ffffff” bg_color=”#bf1e29″ display=”inline” link=”url:%2Fmortgage-rates%2F” wrap_margin_desktop=”0px 30px 20px 0px”]Check Rates[/crust_btn][crust_btn color=”#ffffff” bg_color=”#bf1e29″ display=”inline” link=”url:tel%3A7654534020%2C1345″ wrap_margin_desktop=”0px 0px 20px 0px” dark_head=”” dark_hover_head=””]Call Us (ext. 1345)[/crust_btn][crust_text zero_bottom=”true” wrap_margin_desktop=”0 0 0px 0″ wrap_padding_desktop=”0px 0px 10px 0px”]To be considered a first-time homebuyer, a homebuyer must be in one or more of the following categories:[/crust_text][crust_list title_tag=”p” items=”%5B%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22An%20individual%20and%20his%20or%20her%20spouse%20who%20has%20had%20no%20ownership%20in%20a%20principal%20residence%20during%20a%20three-year%20period%20ending%20on%20the%20date%20of%20the%20purchase%20of%20the%20property.%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22An%20individual%20who%20is%20a%20displaced%20homemaker%20and%20has%20only%20owned%20a%20home%20with%20a%20spouse.%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22A%20single%20parent%20who%20has%20only%20owned%20a%20home%20with%20a%20former%20spouse%20while%20married.%22%7D%2C%7B%22media%22%3A%22icon%22%2C%22icon%22%3A%22fas%20fa-check%22%2C%22title%22%3A%22The%20homebuyer(s)%20must%20complete%20a%20counseling%2Feducation%20program%20prior%20to%20the%20loan%20closing.%22%7D%5D” media_color=”#bf1e29″]