Government Home Loans in
Howard and Surrounding Counties
VA Loans
Are you on active duty or a Veteran? We have the perfect home loan for you!
Requirements & Features:
- Owner occupied only
- 15 & 30 year Fixed Rate mortgages
- One time VA funding fee that can be financed
- No monthly mortgage insurance
- 100% financing available on purchases and refinances
Note: There are other groups of individuals who may be eligible. To determine eligibility check eBenefits at: www.ebenefits.va.go, or contact the VA Eligibility Center at 1-888-768-2132 Some restrictions may apply.
USDA Loans
Under this program, a borrower who meets the income, credit, and property qualifications of Rural Development can obtain a loan with absolutely no money down!
How It Works:
- Ability to finance closing costs & prepaids in the mortgage
- Not limited to First Time Home Buyers
- 30 year fixed rate first mortgage
- Property must be located within a designated rural area as determined by Rural Development.
- No down payment required!
*Some restrictions may apply.
FHA Loans
Features:
- Owner occupied only
- 15 & 30 year Fixed Mortgage rates
- Not limited to First Time Home Buyer
- 3.5% down payment
*Some restrictions may apply.
NOTE: This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Marta Dulaney, NMLS #746406, is authorized to act as an agent of Solidarity Federal Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID# 149532) is a Licensed Mortgage Lender/Servicer and a partner of Solidarity Federal Credit Union (201 Southway Blvd. East, Kokomo, IN 46902 | (765) 453-4020 X 1332 | NMLS ID# 804855). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
Mortgages Inquiries/Questions
Mortgage Loan Coordinator
Serves Both Solidarity Locations
mortgages@solfcu.org
(765) 453-4020 ext 1344
Angela Rhees
Loan Originators
Main Office Location
201 E Southway Blvd. Rd.
Kokomo, IN 46902
mortgages@solfcu.org
(765) 453-4020 ext.1345
Erica Foster
Main Office Location
201 E Southway Blvd. Rd.
Kokomo, IN 46902
mortgages@solfcu.org
(765) 453-4020 ext.1343
Miranda Lindsey
Branch Location
214 N. Dixon
Kokomo, IN 46901
mortgages@solfcu.org
(765) 453-4020 ext.1348
Kathleen Walker
