When Saving Finally Starts to Feel Possible
For a lot of people, saving money doesn’t fail because of lack of effort—it fails because it doesn’t feel rewarding.
You open a savings account, deposit what you can, and then… nothing. The balance grows slowly, the dividends barely move the needle, and it’s easy to lose motivation. When progress feels invisible, saving is often the first thing to fall off the priority list.
That’s exactly the problem Rev Up Savings was designed to solve.
Saving That Rewards the First Step
At Solidarity Community Federal Credit Union, we know that building savings is a process. Most people don’t start with thousands of dollars—they start with intention. Rev Up Savings recognizes that by rewarding the first dollars you save, not just the biggest balances.
Because Rev Up is a reverse tier savings account, the highest dividend rate applies to the lowest balance tier. That means your money works harder right away, even if you’re starting small. Instead of waiting to hit a certain balance before seeing meaningful growth, you see it from the beginning.
Why It Matters
Seeing early progress changes behavior. When members notice their savings growing sooner, they’re more likely to keep going—adding a little here, a little there, and sticking with the habit.
Rev Up Savings works especially well for:
Building an emergency fund
Saving for short-term goals like vacations or back-to-school expenses
Rebuilding savings after life throws a curveball
Anyone who wants encouragement while they build momentum
How Solidarity’s Rev Up Savings Account Works
Solidarity’s Rev Up Savings Account is a reverse tier savings account specifically designed to help members grow their first dollars faster.
Rev Up Savings Rate Structure (Example)
- $0–$2,500: Highest dividend rate
- $2,500–$5,000: Competitive middle tier
- Higher balances: Lower dividend rates apply
This reverse tier structure makes Rev Up Savings ideal for:
- Members just starting to save
- Emergency fund builders
- Goal-based savers
- Teens and young adults
Unlike many savings products, Rev Up Savings does not require a minimum balance to earn dividends.
| Dividend Rate | APY* | |||
|---|---|---|---|---|
| RevUp Savings | ||||
| $0 - $2,500 | 4.88% | 5.00% | ||
| $2,500 - $5,000 | 2.47% | 2.50% | ||
| $5,000 - $7,500 | 1.24% | 1.25% | ||
| $7,500 - $10,000 | 0.50% | 0.50% | ||
| $10,000 and higher | 0.10% | 0.10% | ||
Flexible, Simple, and Member-Focused
Rev Up Savings doesn’t lock your money away or require complicated rules. Your funds remain accessible, and you can add to your savings at your own pace. It’s designed to fit real life—not force you into unrealistic expectations.
At its core, Rev Up Savings is about meeting members where they are and helping them build confidence along with their balance.
A Different Way to Think About Saving
Traditional savings accounts often reward people who already have money. Rev Up Savings rewards people who are working toward it. That difference matters—especially when building strong financial habits that last.
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