Protect Yourself from Card Fraud with Solidarity Card Controls

Card fraud is an unfortunate reality in today’s digital world—but the good news is, you’re not powerless. With the right tools and habits, you can actively protect your money and catch suspicious activity early. One of the most effective tools available to cardholders today is card controls.

Card controls allow you to monitor transactions, limit spending, and manage how and when your card is used—giving you greater control and peace of mind. Here are several ways card controls help protect your finances and reduce the risk of fraud

Stay Informed with Real-Time Transaction Alerts

Real-time transaction alerts let you see card activity as it happens. Whether it’s a purchase at a local store or an online transaction, alerts notify you instantly—so you can quickly spot charges you don’t recognize and report them right away. Early detection is one of the most effective ways to minimize fraud-related losses.

Use Spending Limits as an Extra Layer of Protection

Spending limits aren’t just helpful for budgeting—they’re also a powerful fraud-prevention tool. By setting daily or monthly limits, you can restrict how much can be spent on your card. If unauthorized activity occurs, these limits can help stop excessive charges before they spiral.

How EMV Chip Technology Helps Prevent Fraud

EMV (Europay, Mastercard, and Visa) chip technology plays a major role in card security. Unlike traditional magnetic stripe cards, chip-enabled cards generate a unique transaction code for every purchase. This makes it extremely difficult for fraudsters to copy your card information, helping reduce counterfeit card fraud.

Practice Safe Online and Mobile Banking

Protecting your card also means protecting your digital access. Always use secure, trusted networks when banking online and keep your devices updated with the latest security software. Creating strong, unique passwords and enabling multi-factor authentication adds another important layer of protection.

Keep Your PINs and Passwords Secure

Your PINs and passwords are your first line of defense. Avoid using easily guessed information like birthdays or simple number sequences. Regularly updating your credentials and using a combination of letters, numbers, and symbols can significantly strengthen your account security.

Take Charge of Your Financial Security

Card controls give you the ability to monitor spending, reduce risk, and respond quickly when something doesn’t look right. Combined with smart digital habits, they’re one of the most effective ways to protect yourself from card fraud.

If you’d like help setting up card controls or learning more about fraud prevention tools available to you, contact Solidarity Community Federal Credit Union today. A few proactive steps now can help safeguard your finances and give you greater peace of mind.

👉 Take Control of Your Card Today

Want more peace of mind? Card controls are available through your Solidarity mobile app and online banking, allowing you to manage your card anytime, anywhere.

Log in to your account or contact us today to make sure your card controls are set up and working for you.