Protect Your Money from Fraudsters in 2025

Love is in the air this February, but don’t be fooled—fraudsters are working overtime to “steal your heart” and hard-earned money! At Solidarity Community Federal Credit Union, we want to help you avoid getting tricked out of your cash by scam artists, no matter how clever they might seem. Here are the latest sneaky scams to watch out for in 2025 and some simple ways to keep your money safe!

Sneaky Scams to Watch Out For

AI-Powered Sweet-Talkers
Scammers are using artificial intelligence to craft fake emails, phone calls, and even videos that mimic the voice and appearance of someone you trust. Stay vigilant, and don’t fall for their deceptive tactics!

Phishy Love Notes
Emails or texts pretending to be from your bank, a government agency, or even a “secret admirer” might try to get you to click a link or share personal info. If it feels fishy, it probably is.

Cryptocurrency Scams
Promises of high returns on crypto investments might sound like a match made in heaven, but many of these are scams. Be cautious before you hand over your money.

Imposter Valentines
Fraudsters pretending to be relatives, friends or company employees are still a big problem. They might use fake voices or send convincing messages to tug at your heartstrings—or your wallet.

Stay Safe

We’ve got your back when it comes to protecting your money. Here’s how to fend off fraudsters and keep your finances secure this season of love and beyond:

• Double the Protection with 2FA
  Turn on two-factor authentication for your accounts.
• Don’t Be Fooled by Sweet Talkers
  If you get an unexpected call, text, or email asking for your info, stop and verify. For example, Solidarity will NEVER ask for your account details over text or email.
• Skip Public Wi-Fi Dates
  Sharing your account information over public Wi-Fi is like telling a secret in a crowded room—someone is bound to overhear. For your money matters, stick to a private, secure connection.
• Keep an Eye on Your Account
  Check your accounts regularly for strange transactions. Our mobile app makes it as easy as sending a Valentine’s Day card to your favorite person.
• Create Strong, Love-Proof Passwords
  Empower yourself by using unique, strong passwords for each account. Avoid predictable ones, such as your pet’s name or anniversary date.
• Spot AI Scams
  Trust your gut if someone contacts you unexpectedly and it doesn’t feel right. Call the company or person directly to confirm they’re legit.
• Secure Your Devices
  Make sure your phone or computer has the latest updates and antivirus software. Think of it as giving your device some TLC!
• Say “No Thanks” to Shady Investments
  If someone promises big returns for little effort, be careful. Make sure any investment opportunities come from trusted sources.
• Speak Up If Something’s Off
  If you see something suspicious in your account, call us immediately. We’re here to be your “knight in shining armor” when you need help.

Solidarity’s Promise to You

At Solidarity, you’re not just a member—you’re family. We’re dedicated to safeguarding your finances by providing secure banking solutions, instant alerts, and strategies to outsmart scammers. Your financial security is our top priority.

Do you have questions or concerns? Contact us or swing by one of our branches—we’re always here to help!

Stay secure and fraud-free with Solidarity Community Federal Credit Union—the perfect match for your financial future.